Ways To Save Money And Live On One Income

Ways To Save Money And Live On One Income

Ways To Save Money And Live On One Income

Many people believe that it isn’t possible for a family to live on one income these days, but that’s not true. We hear a lot of people saying how they’d like to stay home with the kids but they just can’t.

Join us for a discussion of how we have managed to live on one income. We’ll share lots of ways to save money and explain how you can live on one income too if you want.

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In this video, we discuss:

Frugal living is not choosing to live in poverty.

2:16 It is a myth that you have to have 2 incomes to live in a nice house.

2:35 Many of the things that we want to buy are wants and not needs.

5:53 Saying that other people are just “lucky” or “fair” is just an excuse.

6:58 We paid off $20,000 in debt in 5 years at a time when we made $22,000/year income and we now have no credit card debt, no student debt, no car loans and our house is partly paid off.

7:37 We understand that some people truly have big life problems, but we have had to deal with this, too.

8:23 We don’t eat out frequently.

10:36 Extra kids’ activities – We don’t allow more than one activity at a time.

13:38 We don’t buy a lot of things like DVDs.

14:54 We don’t go on vacations (but we would like to do it more). Most people spend way more than is necessary.

15:57 We buy most of our clothes secondhand, but they look new.

16:41 We never buy new cars.k

18:11 There are all of these ways that you cut things that the average person spends money on but doesn’t need. All that unnecessary spending is what the second income is going to.

19:02 Day care is a cost that is crazy expensive! Does the second person’s job pay enough to justify that?

19:09 For many people, the second income earner can actually make more money staying at home.

19:20 If you like your job and enjoy doing it, and if your income from the job is more than the expenses, you don’t have to choose to live on one income. Most of the conversation about one income is for the majority of people who say they “wish” they didn’t have to work that job, but just can’t figure out how to afford the necessities.

21:13 Collecting stuff is an addiction for many people. For many of us, the more we have, the more we want.

21:35 Frugal living doesn’t mean you’re living in poverty. It means that you’re using you money wisely and deciding where you want it to go rather than just letting it slip away.

For More Easy Ideas, Visit Our Website: http://www.LivingOnADime.com/

DINING ON A DIME COOKBOOK with over 1200 recipes and tips including homemade cleaners

Dining On A Dime Cookbook

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